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| Personal
Loan (secured homeowner) |
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A
Secured Loan is a loan that is secured on your property
in the same way as a mortgage. Secured loans are slightly
cheaper as there is less risk to the lender.
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| Personal
Loan (unsecured tenant) |
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An
Unsecured loan is a loan that is not secured against
any of your possessions. You will need a good credit
rating to meet the loan criteria.
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| UK
Loan Lenders |
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A
Loan Lender is a mortgage company, mortgage broker or
a bank that offers loans. Many companies only "originate"
loans and then resell the obligation to third parties.
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| All
UK Loan Lenders / Brokers |
|
Loan
Broker's assist in the business of arranging funds or
negotiating contracts for a client but they don't loan
the money themselves. Brokers charge a fee or receive
a commission for their services.
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| Home
Improvement Loans |
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A
Home improvement loan is a loan that can be used to
finance structural and cosmetic improvements to your
property thereby increasing the value of the poperty
as well as your general standard of living.
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| Tenant
Loans |
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A
Tenant Loan is an unsecured loan for those who have
no property of their own to use as security to raise
finance.
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| Car
Loans |
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Car Loans are usually slightly different in the way
the repayments are structured so that you can afford
a new car.
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| Credit
Cards |
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There
are many types of UK Credit Card available and it is
wise to shop around for the best deals and to find those
cards most suited to your requirements.
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| Affinity
/ Charity Credit Cards |
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An
Affinity Credit Card is linked to a charity or a sports
association. When you spend on the card a small percentage
is also given to the organsation.
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| Equity
Release Loans |
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Equity
Release schemes can be complicated. We recommend that
you discuss the matter with your family and that you
obtain independent legal and financial advice.
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| Debt
Consolidation Loans |
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A
Debt Consolidation loan is for the purpose of reducing
the payments you make to credit companies. The money
you save on interest can be used to reduce your debt.
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| Student
Loans |
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Are
you an independent student? Student Loans are available
to help you study in higher education. Companies provide
special loans geared up for students.
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| Bridging
Loans |
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Bridging
loans are very useful when you are moving house and
you have found your home but have not yet sold your
own. It is an agreed loan to help you bridge the gap
between buying and selling your property.
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| Loan
and Mortgage Calculators |
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Loan
and Mortgage companies have their own calculators and
are a useful tool to help you gain an idea of what your
loan repayments would be.
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|
Loan
Calculator |
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We
have our own Loan Calculator which is situated on Finance
Central for you to work out what any loan repayments
might be.
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