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Business Insurance Information - Getting the Right Insurance Cover

 

Getting the Right Insurance Cover - Business Insurance Information

 

About Getting the Right Insurance Cover

Very few business owners deal directly with insurance companies. Most go through an insurance broker for impartial insurance advice. They can advise you on whether a single policy or a package policy would be more appropriate for your business. Be sure to give all the relevant information to the insurer, otherwise an insurance policy may not be valid.

If you deal directly with an insurer, it's worth checking if they are a member of the Association of British Insurers (ABI).

When buying insurance:

  • get quotes from a few insurers or ask your broker
  • compare the levels of insurance cover
  • talk to your broker about whether you need a policy tailored to your specific needs


Facts about the policy to take into account:

  • what the policywill cover
  • service
  • cost
  • is there a no claims bonus
  • does the insurer offer 24-hour legal advice and emergency helplines

List of Major Business Insurance Providers

 

OCIS provide general insurance information, we urge you to consult the General Insurance Standards Council
before making any important decisions about your insurance.