Making a Claim - Business Insurance Information
Making a Claim
soon as you find out about any loss or damage to your assets, you
will need to report it to your insurance company. You need to note
as many details as possible about what happened and when.
will need to provide:
cost of any emergency repairs that were carried out
of ownership and value of the items you are claiming for
crime reference number, if your business has been the victim of
damaged assets for inspection
you need to make emergency repairs, do so and advise your insurance
company. If possible get advice from your insurers before going
ahead, but it is very important that you prevent further damage
that might increase your insurance claim. For large or complicated
claims, the insurance company will sometimes employ a loss adjuster.
They inspect the damage and check claims for quantity, description
and pricing. Loss adjusters are impartial experts who advise both
the insurer and the policyholder.
can also advise you on:
to improve your security and safety
of cover you might have overlooked
techniques and specialist companies who undertake this sort of
could employ a loss assessor who negotiates and settles the claim
on your behalf.
of Major Business Insurance Providers
provide general insurance information, we urge you to consult the
Insurance Standards Council
before making any important decisions about your insurance.