Finance Information Directory from Online Consumer Information Services

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OCIS - Online Information Directory, Loans Information, Mortgage Information, Retail Information and more!

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Quality Information and resources! Comprehensive summary on all companies and institutions that OCIS deal with!
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If it's information you are after, then click Finance Information Index for specific information as well as lots of useful FREE advice.

Loan Information - Loan Checklinst

 

Loan Checklist

 

Important points to consider when taking out a loan.

Make sure:

  • Make sure you can afford the monthly repayments before borrowing.
  • Do borrow only the amount you need and do not borrow more even if you can.
  • Take into consideration your future plans and expenses and do not 'stretch yourself' on the monthly payments.
  • Decide the time span you want to borrow the money over - remember the longer the repayment period, the more interest you pay in the long term.
  • Take out your loan from a recognised company that have a household name - with these companies you tend to get honest advice.
  • Always read the small print before commiting yourself and use impartial, independant advice if you can.
  • Bookmark this website for future use since we have a resource of useful information and links to organisations and government departments that may prove helpful.

Tip: A personal loan can be the best bet if you have a number of debts that you wish to consolidate into one loan. In doing so, you ought to be able to simplify your affairs and often reduce the overall cost of credit.

 

List of Major Secured Loan Providers

List of Major Unsecured Loan Providers

List of Major Debt Consolidation Loan Providers

OCIS provide general financial information, we urge you to consult an Independent Financial Adviser ( IFA )
before making any important decisions about your finances.