points to consider when taking out a loan.
sure you can afford the monthly repayments before borrowing.
Do borrow only the amount you need and do not borrow more even
if you can.
into consideration your future plans and expenses and do not 'stretch
yourself' on the monthly payments.
Decide the time span you want to borrow the money over - remember
the longer the repayment period, the more interest you pay in
the long term.
Take out your loan from a recognised company that have a household
name - with these companies you tend to get honest advice.
read the small print before commiting yourself and use impartial,
independant advice if you can.
this website for future use since we have a resource of useful
information and links to organisations and government departments
that may prove helpful.
A personal loan can be the best bet if you have a number of
debts that you wish to consolidate into one loan. In doing so, you
ought to be able to simplify your affairs and often reduce the overall
cost of credit.
of Major Secured Loan Providers
of Major Unsecured Loan Providers
of Major Debt Consolidation Loan Providers
provide general financial information, we urge you to consult an
Financial Adviser ( IFA )
before making any important decisions about your finances.