Finance Information Directory from Online Consumer Information Services

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Loan Information - Applying for a Loan


Applying for a loan


Read before you sign the Loan Agreement

Assuming you have satisfied yourself that taking out loan meets your circumstances, please note the following before you sign the Loan agreement:

  • Make sure you understand clearly all the costs and the conditions you'll have to comply with
  • Get a written quotation - It is your legal right and you are entitled to one if you ask for it
  • With some credit deals, you can cancel shortly after you've signed - so check
  • Make sure you understand any penalties, which you may be liable for if you want to repay early
  • Please note that these 'early repayment penalties' can be heavy


OCIS provide general financial information, we urge you to consult an Independent Financial Adviser ( IFA )
before making any important decisions about your finances.