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Loan Information - What is an Unsecured Loan?


Unsecured Loan


About Unsecured Loans

An unsecured loan is a loan that is not backed by collateral or assets used for security. If you fail to keep up with repayments, the loan provider will have to undertake legal proceedings to recover the money, your home will not be at risk or any other asset. There are some differences in the interest rates that are charged on the secured and unsecured loans. Secured loans generally have a lower rate of interest since they carry less risk to the lender than the unsecured type and the repayments can also be made over a longer period of time.


List of Major Secured Loan Providers

List of Major Unsecured Loan Providers

List of Major Debt Consolidation Loan Providers

OCIS provide general financial information, we urge you to consult an Independent Financial Adviser ( IFA )
before making any important decisions about your finances.