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Mortgage Information - Equity Release Mortgages ( ERM )

 

Equity Release Mortgage ( ERM ) - Mortgage Information

 

What is an Equity Release Mortgage?

Equity Release Mortgages (ERMs) are aimed at the more mature borrower and enable homeowners without a current mortgage on their property to release some of the cash (equity) accrued in the property over the years.

ERMs are also available for applicants who have a small existing mortgage too. It is very customer friendly because there is no possibility of the property being repossessed, the borrower retains ownership of property and the loan is usually transferable to a new property should the borrower wish to move. The equity release mortgage, including accrued interest is simply repaid when the property is sold.

List of Major Mortgage Lenders

 

OCIS provide general financial information, we urge you to consult an Independent Financial Adviser ( IFA )
before making any important decisions about your finances.

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