Finance Information Directory from Online Consumer Information Services

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Mortgage Information - Pension Linked Mortgages


Pension Linked Mortgages - Mortgage Information


What is a Pension Linked Mortgage?

Pension linked mortgages mean that you pay into a pension fund and you pay premiums into a life assurance scheme. The mortgage term reaches maturity upon retirement, when you will recieve a lump sum and a pension. The lump sum is used to pay off the mortgage.

The advantage of a Pension Linkied Mortgage is that you are likely to pay less tax. You will also need to have a separate life insurance policy to cover the capital sum, in the event of your death before retirement.

List of Major Mortgage Lenders


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