Finance Information Directory from Online Consumer Information Services

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Mortgage Information - What is a Mortgage?


Mortgage - Mortgage Information


What is a Mortgage?

A mortgage is a loan that you can take out to help you buy a property. The loan is secured on the property, which means if you fail to keep up your repayments, the lender can evict you (with a court order) and sell it.

When you choose a mortgage, you have many decisions to make. But there are two main points to consider - what type of interest rate deal to go for, and which method you're going to use to repay your mortgage.

List of Major Mortgage Lenders


OCIS provide general financial information, we urge you to consult an Independent Financial Adviser ( IFA )
before making any important decisions about your finances.